1-14day:0.42-1.05
15-364day:0.31-0.53
1-4yr:0.39-0.55
4-7yr:0.44-0.65
7-12yr:0.52-0.69
12-15yr:0.57-0.8
15-17yr:F:0.59-0.86&M:0.65-1.04
17-18yr:F:0.6-0.88&M:0.69-1.1
18-90yr:F:0.6-1.3&M:0.7-1.4
90-120yr:F0.6-1.3&M:1.0-1.7